It is a truth universally acknowledged, that a person in possession of a budget, must be in want of financial freedom.
Baby Step One: The $1,000 That Starts It All!
Baby step one is to save $1,000 as your starter emergency fund. If you already have $1,000 in savings, congratulations! You can move on to baby step two. If you’re starting from the beginning like we were when we first started the plan, this post is for you!
One common concern that people have when thinking about getting rid of their credit cards is that they won’t be able to rent a car. While it’s true that some car rental companies require you to have a credit card to rent one, not all of them do.
You know the first book review had to be the GOAT right?! Dave Ramsey’s The Total Money Makeover is such a great place to start if you’re new to budgeting, have money goals, or just want to learn more about personal finance.
What if you put as much intentionality into creating a monthly budget as you did when you’re planning a vacation? You can, and I would argue, you should.